Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 1051–1065 of 2,140 nationwide · median 10.90% APR
- 10.90%APRas low as
Credit card score 79 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
-eff. 08/01/09
Credit card score 79 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
25-day grace period for purchases. Credit limits up to $25,000. CURewards Program.
Credit card score 79 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 17.90%
10.90% APR, up to 17.90%
Terms
Rates between 10.9% - 17.9% APR based on creditworthiness. Same low rate for purchases, cash advances, and balance transfers. No annual, cash advance, or balance transfer fees.
Credit card score 79 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 18.00%
10.90% APR, up to 18.00%
Terms
APR based on creditworthiness. Rates subject to change. 25-day grace period on purchases. No cash advance or transaction fees.
Credit card score 79 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 18.00%
10.90% APR, up to 18.00%
Terms
Fixed rate as low as 10.90% APR based on approved credit. Actual rate may be higher depending on credit rating and underwriting factors up to 18.00% APR.
Credit card score 79 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Low fixed rate with no annual fee. 25-day grace period on purchases.
Credit card score 79 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 14.90%
10.90% APR, up to 14.90%
Terms
Non-variable APR based on creditworthiness. Applies to purchases, balance transfers, and cash advances. $0 annual fee, $0 balance transfer and cash advance fee. Revolving line.
Credit card score 79 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Standard fixed rate as low as 10.90% APR.
Credit card score 79 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Credit card score 79 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
25-day grace period on purchases if entire balance is paid by due date.
Credit card score 79 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rate quoted is limited to A+ credit tiers only; higher rates may apply based on credit worthiness. Rate as low as 10.90% APR. Maximum financing/limit up to $10,000.00. Payment is 2.50% of the balance, minimum payment $25. NO annual fee. NO cash advance fees.
Credit card score 79 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rate is as low as 10.90% APR based on creditworthiness. No annual fee. No balance transfer fee.
Credit card score 79 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Fixed APR. Rates quoted are based on approved credit.
Credit card score 79 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Fixed rate. Credit limit up to $15,000 (certain restrictions apply).
Credit card score 79 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,140 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank