Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 1066–1080 of 2,140 nationwide · median 10.90% APR
- 10.90%APRas low as · up to 18.00%
10.90% APR, up to 18.00%
Terms
APR for purchases based on creditworthiness. Non-variable rate. Grace period of at least 25 days after the close of each billing cycle to avoid paying interest on purchases if paid in full.
Credit card score 79 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Credit card score 79 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
FICO Score: 750+
Credit card score 79 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
APR is as low as 10.90% based on creditworthiness. Credit line up to $5,000. No annual fee, no balance transfer fee, no minimum finance charge.
Credit card score 79 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Applies to Purchases, Balance Transfers, and Cash Advances. Balance Transfer Fee: None.
Credit card score 79 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Fixed rate. Same rate for purchases, cash advances, and balance transfers. 25-day grace period on purchases when entire new balance on previous cycle's billing statement is paid by payment due date.
Credit card score 79 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Credit card score 79 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rate remains unaffected by credit score.
Credit card score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 17.90%
10.90% APR, up to 17.90%
Terms
Rates and financing are offered based on applicant's credit worthiness and the term of the loan.
Credit card score 79 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 17.90%
10.90% APR, up to 17.90%
Terms
Fixed APR for purchases.
Credit card score 79 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 17.90%
10.90% APR, up to 17.90%
Terms
Fixed rates range from 10.90%–17.90% APR based on creditworthiness. No annual fee, balance transfer fees, or cash advance fees on cards (ATM cash advance fee: none at Navigator branch/ATM; $1.50 domestic or 2% foreign otherwise).
Credit card score 79 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 16.90%
10.90% APR, up to 16.90%
Terms
Standard purchase APR based on creditworthiness.
Credit card score 79 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Variable Rate. APR as low as; rate varies depending on credit history and score. No annual fee. Costs associated with use of card.
Credit card score 79 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Fixed 10.9% APR. Your APR may increase if your account is more than 60 days past due. 25-day grace period. No transaction fees for purchases or cash advances.
Credit card score 79 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 21.00%
10.90% APR, up to 21.00%
Terms
Standard purchase APR ranging from 10.90% to 21.00% based on creditworthiness.
Credit card score 79 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,140 banks and credit unions · checked Oct 22–25
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
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Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank