Credit union · NCUA insured
San Angelo Federal Credit Union
A $40.8M credit union headquartered in San Angelo, TX, with 3,903 members and 2 branches in Texas.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About San Angelo Federal Credit Union
San Angelo Federal Credit Union is based in San Angelo, Texas, and was organized in 1939.
As a member-owned institution, it is the oldest federal credit union in the area.
- Headquarters
- 235 W 1st St, San Angelo, TX 76903-5704
- NCUA charter
- 3080
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships or attends school in Tom Green County is eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership, regardless of residence.
Cost to join
- It takes a $25.00 deposit to open a savings account and become a member.
Branches
2 branches in Texas
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Texas
2 branches
- San Angelo FcuMain office235 W 1st St, San Angelo, TX 76903Directions
- San Angelo Fcu Loan / Accounting Office301 W 1st St, San Angelo, TX 76903Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.88% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.73% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.61% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $57 | $59 | — |
- CapitalNet worth ratio12.88%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.73%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.61%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$57Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of San Angelo Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.