Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 481–495 of 2,146 nationwide · median 10.90% APR
- 9.75%APRas low as
Terms
Up to 25 day grace period. Fixed rate. Minimum monthly payment is 3% of balance per month. Maximum loan amount $25,000.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rate tier based on creditworthiness. Same APR for purchases and balance transfers.
Credit card score 87 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee and no teaser rates.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Purchases APR (fixed rate; monthly periodic rate 0.8125%). 25-day grace period on purchases if full balance is paid by due date.
Credit card score 87 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rates as low as 9.75% APR. Rate may vary depending on creditworthiness. No annual fee or balance transfer fee. Fixed/set rate.
Credit card score 87 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Lowest credit card rates on purchases, cash advances, and balance transfers. No annual fees, balance transfer fees or cash advance fees.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rates are subject to change. Rates do not apply to in house refinancing.
Credit card score 87 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 18.00%
9.75% APR, up to 18.00%
Terms
Rates based on credit score. Fixed APR.
Credit card score 87 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Depending on creditworthiness. No annual fee. No balance transfer fee.
Credit card score 87 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Based on your creditworthiness.
Credit card score 87 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable rate based on creditworthiness.
Credit card score 87 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Línea de crédito desde $500 hasta máximo de $5,000. Tasa determinada en base al historial de crédito. Cuota anual de $15.00.
Credit card score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.79%APRas low as
Terms
Rate based on credit worthiness. Low fixed-rate. No APR increases on cash advances.
Credit card score 87 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - Appalachian Community Federal Credit UnionACFCU Visa Platinum Choice Credit Card · No annual fee
Credit union
9.80%APRas low asTerms
Open-End (Revolving). Rate is as low as 9.80%.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.80%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
No annual fee, no balance transfer fees, and no rate hikes for cash advances. Rates as low as 9.80% APR (or 9.8% with automatic payment discount). Rate based on creditworthiness.
Credit card score 87 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank