Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 496–510 of 2,146 nationwide · median 10.90% APR
- 9.80%APRas low as · up to 17.80%
9.80% APR, up to 17.80%
Terms
Annual Percentage Rate (APR) for Purchase Cash Advances & Balance Transfer. Based on Creditworthiness. No Annual Fee. No Balance Transfer Fee. Discounts exclude Visa.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.88%APRas low as · up to 17.99%
9.88% APR, up to 17.99%
Terms
Rate is based on creditworthiness.
Credit card score 87 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.88%APRas low as
Terms
Rates as low as 9.88% with terms of 240 months; rates and terms determined by member's credit worthiness and down payment. Balance transfers offered with no fee (interest starts accruing the day of transfer); includes ScoreCard Rewards.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.88%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Quoted rate includes a member discount for an active checking account with direct deposit and automatic loan payment. Credit line preference of $1,000 to $50,000.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.89%APRas low as
Terms
Applies to purchases, balance transfers, and cash advances. No balance transfer, cash advance, over-the-credit limit, or minimum interest fee.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Credit Rating B
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates shown are as low as and subject to change based on creditworthiness and underwriting criteria.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR of 9.90% applies to purchases, balance transfers, and cash advances (monthly periodic rate of 0.8250%). Interest-free grace period of at least 25 days on purchases and balance transfers if paid in full by due date; interest on cash advances begins on transaction date. Minimum payment is 3.00% of total new balance or $20.00, whichever is greater. No annual fee. No foreign transaction fee.
Credit card score 84 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates as low as 9.9% APR for credit score 750 and above on approved credit; fixed rate; no annual fee; no balance transfer fee; no cash advance fees; 25-day grace period on purchases when balance is paid in full.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Purchases and cash advances. Rates based on individual credit history. Fixed rate.
Credit card score 84 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Credit lines up to $10,000. Subject to credit approval.
Credit card score 84 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. No balance transfer fees.
Credit card score 84 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Rates are based upon credit bureau score with TransUnion. Only well qualified members will receive the lowest rate. No cash advance fees; 1/2% rebate on purchases. 25-day grace period on purchases, no grace period on cash advances.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Variable APR determined based on creditworthiness. Not all will qualify for the lowest rate. Revolving payments.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank