Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 466–480 of 2,146 nationwide · median 10.90% APR
- 9.65%APRas low as
Terms
Interest rates as low as 9.65%. Pay no interest for 25 days. Lower minimum monthly payments. Minimum credit score 730. Subject to credit approval.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.70%APRas low as
Terms
Variable
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.73%APRas low as
Terms
As low as 9.73% APR. No annual fee. No application fee. 25-day grace period on purchases. Subject to credit qualifications.
Credit card score 87 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as · up to 17.99%
9.74% APR, up to 17.99%
Terms
25 days grace period for repayment of balances or purchases. Average Daily Balance (including new purchases). Minimum finance charge $.50. None transaction fee for purchases.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as
Terms
Rate is lowest available; individual rates and terms may vary based on down payment, credit history, and credit score.
Credit card score 87 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as · up to 18.00%
9.74% APR, up to 18.00%
Terms
Variable rate. Advertised rates are 'A' Tier loan rates in Multi-Tiered Loan Rate Program. Credit limit range $500 to $20,000. No annual fee.
Credit card score 87 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as
Terms
Variable rate. APR as low as 9.74%. Subject to credit approval.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as · up to 16.74%
9.74% APR, up to 16.74%
Terms
Variable APR from 9.74% to 16.74% depending on application and credit worthiness.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as · up to 12.99%
9.74% APR, up to 12.99%
Terms
After that, your APR will be 9.74% to 12.99%, based on your creditworthiness.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rates are variable. Qualification based on creditworthiness and underwriting standard. Annual fee is $0. Rates as low as 9.75% APR. Maximum APR is 18%.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rates as low as 9.75% APR for 4-star credit. Visa Platinum with Rewards and no annual fee.
Credit card score 87 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 12.75%
9.75% APR, up to 12.75%
Terms
Rate based on creditworthiness and credit limit.
Credit card score 87 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rate is as low as. Rate is based on credit rating and is subject to normal credit approval.
Credit card score 87 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Variable rates may change at consummation.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rate as low as 9.75% APR subject to credit approval. No balance transfer fee.
Credit card score 87 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank