Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 301–315 of 2,146 nationwide · median 10.90% APR
- 8.95%APRas low as
Terms
Purchase APR 8.95% (variable). On approved credit. All loans subject to credit approval. 25-day grace period.
Credit card score 89 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Fixed rate as low as 8.95% APR based on qualifying credit score. No annual fee. 25-day grace period. Credit limits up to $10,000.
Credit card score 89 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
APR for purchases is 8.95% (monthly periodic rate of 0.7458%) for credit scores of 680 and above at the time of application. No annual fee.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Credit Score Tier A (690 - UP).
Credit card score 89 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as · up to 16.95%
8.95% APR, up to 16.95%
Terms
Non-variable APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.96%APRas low as
Terms
Fixed purchase rate as low as 8.96% APR based on creditworthiness.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.96%APRas low as
Terms
Rate is 'as low as' based on creditworthiness. $200 minimum line of credit. No balance transfer fee.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Credit card score 88 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 11.50%
8.99% APR, up to 11.50%
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Ongoing rate after the first 6 months; rates as low as 8.99% APR; no annual fees.
Credit card score 88 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
Fixed rate. Maximum credit limit of $30,000. No annual fees, no balance transfer fees, and no cash advance fees. Subject to credit approval and membership eligibility (opening a Membership Savings account with a $5 opening deposit and $5 minimum balance).
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 14.99%
8.99% APR, up to 14.99%
Terms
Rate based on creditworthiness. Fixed rate. 25-day grace period on purchases. Average daily balance method. Minimum interest charge $0.01. Penalty APR 16.99% if 60 days late or payment returned.
Credit card score 88 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Rates starting as low as 8.99% APR. No annual fees and no balance transfer fee. Credit card limits starting at $3,000. APR is based on creditworthiness criteria.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Fixed interest rate. Same APR applies to purchases, balance transfers, and cash advances. Credit limit $250 - $20,000 based on credit approval. No balance transfer fees. No annual or application fees.
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Rate for purchases based on credit history.
Credit card score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 16–23
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank