Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 316–330 of 2,146 nationwide · median 10.90% APR
- 8.99%APRas low as
Terms
Standard fixed rate.
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Annual Percentage Rate (APR) as low as 8.99% on purchases and cash advances. Your credit score determines your rate. Rates subject to change. No annual fee, no balance transfer fee.
Credit card score 88 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 22.99%
8.99% APR, up to 22.99%
Terms
Lowest variable APR shown; standard variable APR ranges from 8.99% to 22.99% based on creditworthiness. Credit line ranges from $2,000 to $50,000.
Credit card score 88 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Standard non-variable APR for purchases.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed rate as low as 8.99% APR for purchases. No balance transfer or cash advance fees (higher interest rates may apply).
Credit card score 88 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed rate. Not all applicants will qualify for the lowest rate. Minimum monthly payment $25. No annual fee or balance transfer fee.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed rates as low as 8.99%. $1,000 limit to get you started. 1.5% Cash Back Rewards. No penalty APR for late payments. $0 annual fee, no cash advance fee, no balance transfer fee, no foreign transaction fees.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Standard non-variable APR for purchases, balance transfers, and cash advances based on creditworthiness/FICO score. Rates are current as of 07/01/2015 and subject to change.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 16.99%
8.99% APR, up to 16.99%
Terms
Fixed APR determined when account is opened, based on creditworthiness and underwriting guidelines.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 16.99%
8.99% APR, up to 16.99%
Terms
Grace period for purchases: 25 days; Minimum finance charge: $0.01; Balance computation method: Average Daily Balance (including new purchases); Final rate determined by credit rating, collateral value, and loan term; Cash Advance APR equals Purchase APR
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
No Annual Fees. 25-Day Billing Cycle. Approval subject to credit worthiness.
Credit card score 88 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Credit limits from $5,000 to $20,000 are available. Direct Deposit required and must have a credit score of 680 or above to qualify. Fixed annual percentage rate.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Ongoing purchase APR as low as 8.99%. Listed as 8.99% in table and disclosure as new purchases may be as low as 8.99% APR*.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 16–23
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank