Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 286–300 of 2,146 nationwide · median 10.90% APR
- 8.90%APRas low as · up to 13.75%
8.90% APR, up to 13.75%
Terms
Based on creditworthiness. Fixed rate. No transaction fee.
Credit card score 89 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed Rate. Approximate payment $30 per $1,000.00. The minimum periodic payment required will be 3.00% of your total new balance or $25.00, whichever is greater, unless your outstanding balance is less than $25.00, in which case your minimum payment will be your outstanding balance. No balance transfer fee, no cash advance fee, no annual fee.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Credit limit $500 - $30,000. Minimum payment: 2% outstanding balance or $25 minimum. Rates as low as 8.90% APR.
Credit card score 89 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate based on credit. Annual fee waived if you qualify for 8.9% APR or have a direct deposit relationship.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Variable APR based on Prime Rate plus 3.75% as published in the Wall Street Journal as of the 17th day of each month, but will be no more than 8.9% APR (or not less than 6.75% or more than 11.9% APR per page 50 footnote). Applies to balance transfers, purchases, and cash advances. $5 cash advance fee per transaction. No balance transfer fee.
Credit card score 88 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Standard fixed APR for open-ended line of credit for purchases.
Credit card score 89 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Fixed APR for purchases, balance transfers, and cash advances.
Credit card score 89 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Purchases APR; 3% of balance payment; Max line: $20,000; No balance transfer fee.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Credit score 730+ (Tier A+)
Credit card score 89 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
APR as low as 8.95%. Rate based on creditworthiness. Credit score: Excellent. Credit lines up to $25,000. Annual fee: None. Cash advance fee: None. Balance transfer fee: None.
Credit card score 89 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
With rewards; fixed APR.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Revolving / No Annual Fee; competitive fixed interest rate as low as 8.95%.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Rates as low as 8.95% APR based on creditworthiness.
Credit card score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as · up to 18.95%
8.95% APR, up to 18.95%
Terms
Regular rate as low as 8.95% APR; purchase rates range from 8.95% to 18.95% APR based on credit history.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Available limits $1,000 to $10,000. Actual loan amount and terms available based upon applicant's qualifications.
Credit card score 89 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 16–23
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank