Credit union · NCUA insured
Altamaha Federal Credit Union
A $73.8M credit union headquartered in Jesup, GA, with 10,908 members and 3 branches in Georgia.
Altamaha Federal Credit Union Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#2 of 5 in Jesup, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Altamaha Federal Credit Union
Altamaha Federal Credit Union has been serving members in Wayne County and Long County, Georgia, for over 65 years.
- Headquarters
- 407 S 1st St, Jesup, GA 31545
- NCUA charter
- 10262
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons living, working, attending school, or worshipping in Wayne County or Long County, Georgia are eligible for membership.
Family and household
- Immediate family members (related by blood, marriage, or adoption) of an existing member are eligible for membership.
Cost to join
- Joining requires a $25.00 deposit into a savings (share account).
Branches
3 branches in Georgia
Loading map…
Georgia
3 branches
Jesup area · 2
- 407 S 1st StMain office407 S 1st St, Jesup, GA 31545Directions
- Screven Branch217 W JL Tyre St, Screven, GA 31560Directions
Hinesville area · 1
- Ludowici Branch442 E Cypress St, Ludowici, GA 31316Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.05% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.22% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.43% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $58 | $59 | — |
- CapitalNet worth ratio14.05%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.22%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.43%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$58Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Altamaha Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.