Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 226–240 of 2,146 nationwide · median 10.90% APR
- 8.90%APRas low as
Terms
Fixed APR. No annual fee.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rates shown are as low as and based on creditworthiness; credit approval required.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 13.90%
8.90% APR, up to 13.90%
Terms
28-day grace period on all purchases; 8.9% or 13.9% APR
Credit card score 89 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Standard non-variable APR as low as 8.90% based on credit qualifications. Rates reflect direct deposit and autopay.
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rates as low as 8.9% APR with no annual fee. Credit lines from $500.00 to $10,000.00.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
For purchases.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Maximum loan amount: $5,000.00 - $15,000.00. Estimated payment: 3% of balance. 25-day grace period on purchases.
Credit card score 89 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 18.00%
8.90% APR, up to 18.00%
Terms
With approved credit. Rate is determined by member's credit score. 25-day repayment grace period for purchases. Average Daily Balance (Excluding New Purchases). $0 annual fee. No minimum finance charge. No transaction fees for purchases.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Credit score: 700+ (A Paper).
Credit card score 89 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 12.95%
8.90% APR, up to 12.95%
Terms
Revolving credit line. Current rates are within the range shown and subject to change; rate adjustments are based on creditworthiness, account relationships, loan types, and loan-to-value ratios.
Credit card score 89 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Revolving credit. Estimated payment: $30.00 per $1,000 (3% of closing balance).
Credit card score 89 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
No annual fee; 25 day grace period on all purchases; ScoreCard bonus points, Concierge Service, and Travel Accident Insurance
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 16–23
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank