Credit union · NCUA insured
Highway Alliance Credit Union
A $28.6M credit union headquartered in Jefferson City, MO, with 1,647 members and 1 branch in Missouri.
Highway Alliance Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#7 of 14 in Jefferson City, MO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Highway Alliance Credit Union
Chartered in March 1958, Highway Alliance Credit Union is headquartered in Jefferson City, Missouri.
The credit union is member-owned.
- Headquarters
- 2010 William St, Jefferson City, MO 65109
- NCUA charter
- 67700
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Missouri State Troopers Association members and their family members are eligible for membership.
- Missouri Transportation Association members and their family members are eligible for membership.
Military, government and schools
- Missouri Department of Transportation Central District & Central Office employees and family members are eligible for membership.
- MoDOT and Patrol Employees Retirement System (MPERS) employees and family members are eligible for membership.
- Missouri State Highway Patrol GHQ, and Troops F & I employees and family members are eligible for membership.
Family and household
- Family members qualifying for membership include spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, legal guardian, and step, in-law, and adoptive relationships.
Cost to join
- Membership requires an initial share deposit of at least $25.00 into a new share account.
Branches
1 branch in Missouri
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Missouri
1 branch
- Main OfficeMain office2010 William St, Jefferson City, MO 65109Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.47% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.80% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.98% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio11.47%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.80%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.98%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Highway Alliance Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.