Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 1966–1980 of 2,126 nationwide · median 10.90% APR
- 14.90%APRas low as
Terms
Minimum credit limit is $2,500 and maximum credit limit is $25,000.
Credit card score 62 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
Fixed APR of 14.90% for purchases, balance transfers, and cash advances. No annual membership fee. No balance transfer or cash advance processing fees. 1.00% foreign transaction fee. 25-day grace period on purchases.
Credit card score 62 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
Fixed APR applies to purchases, balance transfers, and cash advances. No annual fee.
Credit card score 62 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
Fixed APR for purchases. No annual fees.
Credit card score 62 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
Credit limits up to $25,000.
Credit card score 62 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
Fixed 14.90% APR for purchases.
Credit card score 62 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
25-day grace period on purchases when the new balance is paid in full. Monthly periodic rate 1.242%.
Credit card score 62 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
Annual Percentage Rate (APR) for Purchases is 14.90% Fixed. Primary card annual fee of $250 is waived during the first year; waived in subsequent years if annual spending is $35,000 or more. No fee for additional cards. Foreign transaction fee is 2.5% of each non-U.S. transaction after conversion to US dollars.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 14.92%APRas low as
Terms
Grace period of at least 25 days on purchases when paying the entire balance by the due date. No annual fee. Late payment fee: 5% of payment due or maximum $10. Includes platinum travel and concierge benefits.
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 24.99%
14.99% APR, up to 24.99%
Terms
Variable standard purchase APR based on Prime Rate (6.75%) plus a margin, determined by creditworthiness.
Credit card score 62 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Fixed APR. No annual fee. Cash advances carried at regular purchase rate. Cash advance fee of 3% (min $5.00).
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Variable rate with no annual fee. Rates shown are the lowest rates offered.
Credit card score 62 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Rates start as low as published rate; subject to credit score and overall creditworthiness. Rate applies to purchases, balance transfers, and cash advances. No transaction fees for balance transfers or cash advances. Foreign transaction fees apply. Rate is variable.
Credit card score 62 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 24.99%
14.99% APR, up to 24.99%
Terms
Variable APR based on Prime Rate (6.75%) plus a margin.
Credit card score 62 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Must be a credit union member for at least 6 months. $10.00 Application Fee (for credit report).
Credit card score 62 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,126 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.80%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Hanscom Federal Credit UnionCredit union
- Popular DirectBank