Bank · FDIC insured
First National Bank of Osakis
A $97.6M bank headquartered in Osakis, MN, with 1 branch in Minnesota. Best rates: CDs 4.00% APY.
First National Bank of Osakis Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#5 of 9 in Alexandria, MN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank of Osakis
Founded in 1903, First National Bank of Osakis serves as the lead financial organization in the Osakis Area community.
- Headquarters
- 211 Central Avenue, Osakis, MN 56360
- FDIC certificate
- 5221 ↗
Branches
1 branch in Minnesota
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Minnesota
1 branch
- The First National Bank of OsakisMain office211 Central Avenue, Osakis, MN 56360Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.67% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.67% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.12% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $101 | $67 | — |
- CapitalLeverage ratio8.67%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.67%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.12%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$101Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank of Osakis are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.