Bank · FDIC insured
Bank of Yazoo
A $318.2M bank headquartered in Yazoo City, MS, with 5 branches in Mississippi.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Yazoo
Founded in 1876 in Yazoo City, Mississippi, Bank of Yazoo was formed to supply capital for the rebounding cotton industry.
In 1982, Yazoo Capital Corporation was formed as a holding company to provide financial support to the bank.
The bank expanded its presence across Mississippi, opening branch locations in Rankin County and Madison County in the 2000s.
- Headquarters
- 104 N Main St, Yazoo City, MS 39194
- FDIC certificate
- 11431 ↗
Branches
5 branches in Mississippi
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Mississippi
5 branches
- Bank of Yazoo CityMain office104 N Main St, Yazoo City, MS 39194Directions
- Bank Of Yazoo City686 Highway 49, Flora, MS 39071Directions
- Flowood Branch1717 Old Fannin Rd, Flowood, MS 39232Directions
- Pearl, Mississippi Branch5650 Highway 80 E, Pearl, MS 39208Directions
- Highway 49 Branch1405 Jerry Clower Blvd, Yazoo City, MS 39194Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.00% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.01% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.99% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $65 | $81 | — |
- CapitalLeverage ratio12.00%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$65Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Yazoo are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.