Bank · FDIC insured
Lowry State Bank
A $84.1M bank headquartered in Lowry, MN, with 1 branch in Minnesota. Best rates: CDs 4.00% APY.
Lowry State Bank Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#142 of 172 in MinnesotaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Lowry State Bank
Lowry State Bank was organized in 1899 and officially chartered in 1907 as a locally owned, family-owned, independent bank.
After assuming Farmers and Merchants State Bank of Lowry in 1932, the bank established parent company Financial Services of Lowry in 1982, which was acquired by the Nelson/Martinson group in 2002.
- Headquarters
- 400 Florence Ave, Lowry, MN 56349
- FDIC certificate
- 10202 ↗
Branches
1 branch in Minnesota
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Minnesota
1 branch
- Lowry State BankMain office400 Florence Ave, Lowry, MN 56349Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.58% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 3.18% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.28% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $111 | $67 | — |
- CapitalLeverage ratio9.58%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent3.18%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.28%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$111Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Lowry State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.