Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1771–1785 of 2,141 nationwide · median 10.90% APR
- 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
Revolving credit. Maximum loan amount $15,000.00. Low fixed rates starting at 13% APR up to 18.00% based on creditworthiness; no annual fee. A 3% fee applies to cash advances and balance transfers.
Credit card score 66 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
When you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Credit card score 66 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Variable rate as low as 13.00% APR based on market conditions and/or creditworthiness. No balance transfer fee.
Credit card score 66 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Term rate as low as 13.00% APR. Minimum payment is 3% of balance ($30 minimum).
Credit card score 66 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Variable rate quoted as low as 13.00% APR. Same rate for purchases, balance transfers, and cash advances. Rate based on creditworthiness and term of loan.
Credit card score 66 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 20.00%
13.00% APR, up to 20.00%
Terms
Variable rate based on creditworthiness; APR varies with the market based on the Prime Rate. Programs, rates, terms and conditions subject to change without notice.
Credit card score 66 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 17.99%
13.00% APR, up to 17.99%
Terms
Variable APR between 13.00% - 17.99% dependent on card selected during application and creditworthiness. Credit lines available from $500 to $25,000. 25-day grace period on new purchases when previous balance is paid in full. Lowest interest rate possible on purchases and balance transfers.
Credit card score 66 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
interest rate as low as 13.00% fixed; call credit union to verify rates
Credit card score 66 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
Standard variable rate for current cardholders or purchases. Determined by creditworthiness.
Credit card score 66 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 13.15%APRas low as · up to 21.00%
13.15% APR, up to 21.00%
Terms
Standard variable rate. Actual rate depends on evaluation of individual credit history. Rates as low as 13.40% APR on credit cards page.
Credit card score 66 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.15%APRas low as · up to 17.15%
13.15% APR, up to 17.15%
Terms
Minimum monthly payment is $25.00 or 2.0%, whichever is greater. Revolving term. No balance transfer fees. Other restrictions may apply.
Credit card score 66 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 13.15%APRas low as · up to 17.95%
13.15% APR, up to 17.95%
Terms
Tasa variable estándar después del período promocional de 6 meses según la solvencia crediticia y la tasa WSJ Prime.
Credit card score 66 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 13.15%APRas low as
Terms
Standard ongoing APR 'as low as' rate.
Credit card score 66 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 13.20%APRas low as
Terms
Low Variable APR as low as 13.20%. Maximum APR is 18.00%. No annual fee. No foreign transaction fee. Lowest interest rate. Credit limit minimum of $500.
Credit card score 66 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.24%APRas low as · up to 23.99%
13.24% APR, up to 23.99%
Terms
Revolving term, Variable APR calculated by index (prime rate as published in Wall Street Journal) plus a margin. Subject to credit qualifications and performance.
Credit card score 66 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,141 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank