Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 1756–1770 of 2,141 nationwide · median 10.90% APR
- 13.00%APRas low as
Terms
Applies to Purchases, Balance Transfers, and Cash Advances.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
APR as low as 13.00%. No annual fee. Terms, conditions, and qualifications apply.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
APR for purchases, cash advances, and balance transfers ranges from 13.00% to 18.00% based on creditworthiness; Visa Platinum APR may be as low as 13.00%, and the actual APR is determined at account opening. Maximum loan amount $15,000.00 with revolving credit.
Credit card score 66 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 15.00%
13.00% APR, up to 15.00%
Terms
APRs are variable and determined by adding 6.00% to 8.00% to the Prime Rate in effect at the time of account opening. Current APRs based on Prime Rate as of 10-9-2026. Minimum credit limit $5,000. Subject to credit approval.
Credit card score 66 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Credit card score 66 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Variable rate of Wall Street Prime + 6% (13.00%). Minimum monthly payment: 2.5% of total new balance or $25, whichever is greater. No interest on purchase balances paid within 25 days of statement closing dates. Maximum financed $30,000. Rewards points.
Credit card score 66 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Variable APR of Prime + 6.00%. Maximum rate is 18.00%. APR is the same for purchases and cash advances.
Credit card score 66 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Eligible to qualified full-house members (defined as members who maintain a share draft and debit card account). Rates pertain to any new loan business on or after 03/01/2025, not previous loans.
Credit card score 66 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%with conditions
13.00% APR, up to 18.00%
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Variable APR based on Prime. Rate is the same as the Platinum Advantage Visa interest rate. Requires direct deposit of full net pay to a First South Financial Checking or Savings Plus account.
Credit card score 66 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Fixed-rate APR. Credit limits from $500 to $10,000 based on qualifying credit.
Credit card score 66 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
APR for purchases, cash advances, and balance transfers ranges from 13.00% to 18.00% based on creditworthiness; actual APR determined at account opening. Maximum loan amount up to $15,000.00.
Credit card score 66 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Base rate is 13.00%. Listed under Miscellaneous Loans (36 Months, except shares 60 Months or 1 Year Note).
Credit card score 66 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 21.00%
13.00% APR, up to 21.00%
Terms
Variable rate is prime rate plus 6.00% APR, based on creditworthiness.
Credit card score 66 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Rates as low as 13.00% APR (rate schedule) / 12.50% APR (product page); rates may vary. 25-day grace period. No annual fee.
Credit card score 66 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 17.00%
13.00% APR, up to 17.00%
Terms
Revolving term. Risk Based Rates: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on the term of the loan and your credit worthiness.
Credit card score 66 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,141 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank