Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1531–1545 of 2,142 nationwide · median 10.90% APR
- 12.40%APRas low as
Terms
APR as low as stated. Rates subject to change without notice.
Credit card score 71 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Fixed APR.
Credit card score 71 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Variable rate, subject to change at any time. Rates as low as.
Credit card score 71 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as · up to 17.90%
12.40% APR, up to 17.90%
Terms
Purchases APR. Based on creditworthiness; variable with prime rate. Balance transfer fee: None.
Credit card score 71 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Variable rates as low as 12.40% APR. Rates are based upon credit history and other factors.
Credit card score 71 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Rates as low as 12.40% APR. Subject to credit approval; rates based on evaluation of credit history.
Credit card score 71 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - Hawaii Central Federal Credit UnionVISA Platinum Cash Rewards Credit Card · No annual fee
Credit union
12.40%APRas low as · up to 18.00%12.40% APR, up to 18.00%
Terms
Variable APR after introductory term. Earn 1% cash back on all net purchases. No annual fee, no cash advance fee, no balance transfer fee, no foreign transaction fee.
Credit card score 71 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as · up to 17.40%
12.40% APR, up to 17.40%
Terms
Variable APR between 12.40% and 17.40% applies upon first billing cycle after 6 months on all balances not paid by statement due date depending upon individual credit criteria.
Credit card score 71 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
No annual fee, no balance transfer fee, and no cash advance fee.
Credit card score 71 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Fixed rate as low as 12.4% APR. Subject to credit approval.
Credit card score 71 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as · up to 18.00%
12.40% APR, up to 18.00%
Terms
Standard variable rate based on the Prime Rate plus a margin of 5.65% to 14.65%. Maximum APR is 18.00%.
Credit card score 71 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Fixed rate. No annual fee or balance transfer fee.
Credit card score 71 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.45%APRas low as · up to 24.45%
12.45% APR, up to 24.45%
Terms
Variable APR based on creditworthiness and Prime Rate. Applies to purchases, cash advances, and balance transfers.
Credit card score 71 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.46%APRas low as
Terms
Variable term. Rates and terms determined by member's credit worthiness and collateral value.
Credit card score 71 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.48%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Requires approved application and signing up for automatic payments. Features a 25-day grace period for purchases and no minimum finance charge.
Credit card score 71 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank