Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 195 in Texas · median 10.90% APR
- 9.90%APRas low as
Terms
25-day grace period on purchases if previous balance paid in full.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 12.90%
9.90% APR, up to 12.90%
Terms
Rates based on creditworthiness; APR options are 9.90%, 11.90%, or 12.90% for purchases. 25-day interest free grace period on purchases paid in full. Zero transaction fees.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
25-day grace period on purchases. No hidden charges. Low minimum payment.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Credit limit $5,000. Cash advances and purchases have the same interest rate.
Credit card score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
No pledge requirement. Annual fee: None. Grace period: at least 25 days on purchases. Balance transfer fee: $25.00. Cash advance fee: $25.00. Foreign transaction fee: 1.00%.
Credit card score 83 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Fixed interest rate starting at 9.95% APR. Best for members with strong credit who want the lowest rate available. No annual fee. No cash advance fee.
Credit card score 83 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Credit limit up to $15,000.00. 25-day grace period.
Credit card score 83 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate is APR as low as 9.99%. No annual fee, cash advance fee, or balance transfer fee.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Terms of Loan listed as 24 - 72+ Months.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 14.99%
9.99% APR, up to 14.99%
Terms
APR for Purchases, Balance Transfers, and Cash Advances based on creditworthiness when opening account.
Credit card score 82 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed APR for purchases. Annual fee None.
Credit card score 82 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
Standard rate after the first 6 months; revolving credit card
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as
Credit card score 81 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Texas
195 banks and credit unions · checked Oct 16–22
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.00%
- Credit unions, typical
- 10.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches