Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 74 in Minnesota · median 12.02% APR
- 12.74%APRas low as · up to 17.99%
12.74% APR, up to 17.99%
Terms
AHCU Visa Premier Variable APR ranges from 12.74% – 17.99% depending on creditworthiness. Limit $300 to $25,000. No Annual Fee.
Credit card score 69 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Maximum loan amount $5,000.00. Down payment N/A. Interest rates and down payment are subject to borrower's credit history.
Credit card score 69 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Credit card score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
All rates subject to change based on credit, collateral value, and other qualifying factors.
Credit card score 67 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate remains the same no matter how the card is used. No cash advance fees. Rate is 12.9% APR with no annual fee.
Credit card score 67 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Credit card score 67
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 18.00%
12.99% APR, up to 18.00%
Terms
APR for purchases: 12.99% to 18.00% depending on creditworthiness.
Credit card score 67 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as
Terms
Variable APR based on the Prime Rate. Rate is based on creditworthiness.
Credit card score 64
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 18.00%
13.75% APR, up to 18.00%
Terms
Rate based on credit-worthiness.
Credit card score 64 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Fixed interest rate. No annual, balance-transfer or over limit fees. Subject to credit approval.
Credit card score 64
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
15-day grace period. Purchases and cash advances share the same interest rate; no transaction fee for cash advances.
Credit card score 64 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 2 branches
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 14.50%APRas low as
Terms
Low variable rate ('as low as') for purchases. No annual fee, no balance transfer fees, no cash advance fees, plus rewards.
Credit card score 63 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
Fixed APR of 14.90% for purchases, balance transfers, and cash advances. No annual membership fee. No balance transfer or cash advance processing fees. 1.00% foreign transaction fee. 25-day grace period on purchases.
Credit card score 62 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
Fixed APR applies to purchases, balance transfers, and cash advances. No annual fee.
Credit card score 62 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Minnesota
74 banks and credit unions · checked Oct 16–22
- Typical
- 12.02%
- Top 10% up to
- 9.89%
- Banks, typical
- 14.90%
- Credit unions, typical
- 11.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch