Bank · FDIC insured
First Bank & Trust
A $4.8B bank, the 291st largest of 4,207, headquartered in Brookings, SD, with 22 branches in 2 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Bank & Trust
First Bank & Trust originated in 1880 and is a family- and employee-owned bank held by Fishback Financial Corporation.
The Fishback family established Security National Bank as their first independent bank in 1925, and today the institution operates 22 bank locations across 17 communities in South Dakota and Minnesota.
- Headquarters
- 520 6th St, Brookings, SD 57006
- FDIC certificate
- 3973 ↗
Branches
22 branches in 2 states
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South Dakota
15 branches
Brookings area · 5
- First Bank & TrustMain office520 6th St, Brookings, SD 57006Directions
- Brookings Mall Branch700 22nd Ave S, Brookings, SD 57006Directions
- Sixth Street Branch2220 6th St, Brookings, SD 57006Directions
- Walmart Branch2233 6th St, Brookings, SD 57006Directions
- White Branch301 W Main St, White, SD 57276Directions
Sioux Falls area · 5
- Canton Branch402 E 5th St, Canton, SD 57013Directions
- Garretson Branch644 N Main Ave, Garretson, SD 57030Directions
- Dawley Farms Branch500 S Highline Pl, Sioux Falls, SD 57110Directions
- Sioux Falls Branch110 N Minnesota Ave, Sioux Falls, SD 57104Directions
- Sioux Falls I-229 & 57th Street Branch2300 W 57th St, Sioux Falls, SD 57108Directions
Madison area · 1
- Madison Branch120 N Egan Ave, Madison, SD 57042Directions
Milbank area · 1
- First Bank & Trust Of Milbank Branch215 W 4th Ave, Milbank, SD 57252Directions
Toronto area · 1
- Toronto Branch445 Main Ave, Toronto, SD 57268Directions
Vermillion area · 1
- Vermillion Branch20 E Main St, Vermillion, SD 57069Directions
Watertown area · 1
- Watertown Branch1120 9th Ave Se, Watertown, SD 57201Directions
Minnesota
7 branches
Minneapolis area · 6
- Cambridge Branch234 1st Ave E, Cambridge, MN 55008Directions
- East Bethel Branch21420 Aberdeen St Ne, Cedar, MN 55011Directions
- Edina Branch4901 77th St W, Edina, MN 55435Directions
- New Prague Branch1101 1st St Se, New Prague, MN 56071Directions
- Princeton Branch209 S Rum River Dr, Princeton, MN 55371Directions
- Roseville Branch1909 Highway 36 W, Roseville, MN 55113Directions
Pipestone area · 1
- Pipestone Branch101 2nd St Nw, Pipestone, MN 56164Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.37% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.42% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.31% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $86 | $88 | — |
- CapitalLeverage ratio10.37%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.42%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.31%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$86Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.