Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 74 in Minnesota · median 12.02% APR
- 11.74%APRas low as
Terms
Variable APR based on creditworthiness. Rate example calculated as prime rate of 3.25% plus index margin (as low as 4.74%). Credit line up to $20,000.
Credit card score 75 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 18.00%
11.75% APR, up to 18.00%
Terms
Variable APR for purchases based on creditworthiness, not to exceed 18.00%. $0 balance transfer fee.
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 20.75%
11.75% APR, up to 20.75%
Terms
Variable rate based on credit score.
Credit card score 74 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 23.90%
11.90% APR, up to 23.90%
Terms
Prime + 4.9% to Prime + 16.9%
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Variable ongoing rate after the introductory period. Subject to approval.
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Fixed APR for purchases based on credit history. Penalty APR of 18.00% may apply indefinitely for late or returned payments or going over credit limit twice in 6 months.
Credit card score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Fixed APR for purchases. Rate is based on assessment of credit history and credit worthiness.
Credit card score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.15%APRas low as · up to 17.15%
12.15% APR, up to 17.15%
Terms
Rates range from 11.90% to 16.90% based on creditworthiness. APR will vary with the market based on the Prime Rate.
Credit card score 71 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.25%APRas low as · up to 18.25%
12.25% APR, up to 18.25%
Terms
Rates are based on your credit score. APR is based on the Wall Street Journal Prime Rate plus a margin and will vary with Prime. The maximum APR is 18%. Subject to credit approval.
Credit card score 71 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Non-Rewards Tier 1 regular purchase APR
Credit card score 71 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Variable rates as low as 12.40% APR. Rates are based upon credit history and other factors.
Credit card score 71 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.48%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Requires approved application and signing up for automatic payments. Features a 25-day grace period for purchases and no minimum finance charge.
Credit card score 71 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 16.49%
12.49% APR, up to 16.49%
Terms
Variable APR after 6 months based on credit worthiness.
Credit card score 70 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 18.00%
12.50% APR, up to 18.00%
Terms
Non-variable APR ranges from 12.50% to 18.00% dependent on creditworthiness. No annual fee.
Credit card score 70 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 18.24%
12.65% APR, up to 18.24%
Terms
Based on creditworthiness. Variable APR based on the Prime Rate.
Credit card score 69 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Minnesota
74 banks and credit unions · checked Oct 16–22
- Typical
- 12.02%
- Top 10% up to
- 9.89%
- Banks, typical
- 14.90%
- Credit unions, typical
- 11.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch