Bank · FDIC insured
Western National Bank
A $37.1M bank headquartered in Cass Lake, MN, with 1 branch in Minnesota. Best rates: CDs 3.79% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website.
- CDs—3.79%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Western National Bank
Founded in 1902, WesternBank (Western National Bank) operates from Cass Lake, Minnesota.
- Headquarters
- 210 2nd St Nw, Cass Lake, MN 56633
- FDIC certificate
- 5110 ↗
Branches
1 branch in Minnesota
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Minnesota
1 branch
- Western National BankMain office210 2nd St Nw, Cass Lake, MN 56633Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.11% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.32% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $44 | $67 | — |
- CapitalLeverage ratio9.11%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.32%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$44Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Western National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.