Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 47 in Louisiana · median 9.90% APR
- 10.65%APRas low as
Terms
Rates as low as 10.65% APR.
Credit card score 81 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Revolving term.
Credit card score 79 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 18.00%
11.00% APR, up to 18.00%
Terms
Credit card rates are based on credit qualifications and will be in this range. Approval and annual percentage rates based on credit worthiness. Rates apply to new loans only. Revolving terms.
Credit card score 77 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 17.80%
11.50% APR, up to 17.80%
Credit card score 75 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Paper Guide A, Credit score 720+
Credit card score 72 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Fixed APR of 12.50% applies to purchases, balance transfers, and cash advances.
Credit card score 69 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Annual percentage rate based on credit-worthiness criteria. Subject to change. Grace period 25 days when paid in full by next statement date. Late fee applies if payment is 10 or more days late.
Credit card score 67 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 13.15%APRas low as · up to 17.95%
13.15% APR, up to 17.95%
Terms
Tasa variable estándar después del período promocional de 6 meses según la solvencia crediticia y la tasa WSJ Prime.
Credit card score 66 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.25%APRas low as · up to 18.00%
13.25% APR, up to 18.00%
Terms
Credit Limits of Up to $10,000.
Credit card score 66 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing variable APR after the introductory period determined by adding 6.99% to the Prime Rate (Index 8.00% as of March 24, 2023). Maximum APR will never exceed 21%.
Credit card score 63 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 15.49%APRas low as · up to 22.49%
15.49% APR, up to 22.49%
Terms
Purchase APR is 15.49%, 18.49% or 22.49% based on creditworthiness. Variable APR calculated by adding a margin of 8.49% to 15.49% to the Prime Rate (maximum 24.00%).
Credit card score 62 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 15.75%APRas low as · up to 17.99%
15.75% APR, up to 17.99%
Terms
Rate based on creditworthiness criteria.
Credit card score 61 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 16.99%APRas low as
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 27.74%
17.74% APR, up to 27.74%
Terms
Variable APR based on creditworthiness and Prime Rate index beginning in the 13th billing cycle. Effective as of 10/22/2026.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.90%APRas low as
Terms
Fixed APR for purchases.
Credit card score 60 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Louisiana
47 banks and credit unions · checked Oct 16–22
- Typical
- 9.90%
- Top 10% up to
- 8.41%
- Banks, typical
- 15.49%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches