Bank · FDIC insured
Simmesport State Bank
A $198.5M bank headquartered in Simmesport, LA, with 2 branches in Louisiana. Best rates: savings 0.10% APY.
Simmesport State Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#89 of 92 in LouisianaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Simmesport State Bank
Founded in 1956 by area businessmen to meet community needs, Simmesport State Bank is headquartered in Simmesport, Louisiana.
The bank operates locations in Simmesport and Mansura, Louisiana.
- Headquarters
- 16495 Highway 1, Simmesport, LA 71369
- FDIC certificate
- 17587 ↗
Branches
2 branches in Louisiana
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Louisiana
2 branches
Simmesport area · 1
- Simmesport State BankMain office16495 Highway 1, Simmesport, LA 71369Directions
Mansura area · 1
- Mansura Branch7332 Highway 1, Mansura, LA 71350Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.28% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.15% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.50% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $91 | $81 | — |
- CapitalLeverage ratio12.28%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.15%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.50%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$91Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Simmesport State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.