Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 20 in Honolulu County, HI · median 10.62% APR
- 7.90%APRas low as
Terms
Minimum $5,000.00 credit line. 25-day grace period on all purchases.
Credit card score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
For purchases.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Non-variable APR. Final rate based on credit score. Rates subject to change without notice.
Credit card score 88 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as · up to 18.00%
9.74% APR, up to 18.00%
Terms
Variable rate. Advertised rates are 'A' Tier loan rates in Multi-Tiered Loan Rate Program. Credit limit range $500 to $20,000. No annual fee.
Credit card score 87 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - Honolulu Federal Credit Union (HOCU)VISA® Platinum Credit Card · No annual fee
Credit union · 5 branches
9.75%APRas low asTerms
Up to 25 day grace period. Fixed rate. Minimum monthly payment is 3% of balance per month. Maximum loan amount $25,000.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
Rates based on creditworthiness. Save on purchases. Maximum line up to $15,000.00.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Purchase, balance transfer, and cash advance APR 9.90% (0.8250% Monthly Periodic Rate). No annual fee, balance transfer fee, or cash advance fee.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Fixed APR. Rate includes a discount for automatic payment. Subject to credit approval.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as
Terms
Maximum credit limit $5,000.00 - $10,000.00. Rate based on creditworthiness and term of loan. No balance transfer fees, cash advance fees, or foreign transaction fees.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Honolulu Fire Department Federal Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 2 branches
10.99%APRas low asTerms
Fixed purchase rate based on credit, as low as 10.99%. No annual fee, no foreign transaction fee, no balance transfer fee or surcharge, no cash advance fee.
Credit card score 77 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 14.00%
11.00% APR, up to 14.00%
Terms
Base interest rate is the lowest available rate; actual rate depends on credit history. Rate is tied to market prime plus percentage (as low as prime + 4%, margin range from 4% to 7%). Interest rates are the same for purchases and cash advances. 30 days to repay balance for purchases before a finance charge. Maximum APR 18%.
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Variable APR based on WSJ Prime plus a margin. Assumes excellent borrower credit history. Subject to credit approval and credit union membership.
Credit card score 76 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as
Terms
Classic tier
Credit card score 75 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - Hawaii Central Federal Credit UnionVISA Platinum Cash Rewards Credit Card · No annual fee
Credit union · 2 branches
12.40%APRas low as · up to 18.00%12.40% APR, up to 18.00%
Terms
Variable APR after introductory term. Earn 1% cash back on all net purchases. No annual fee, no cash advance fee, no balance transfer fee, no foreign transaction fee.
Credit card score 71 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Honolulu County, HI
20 banks and credit unions · checked Oct 22
- Typical
- 10.62%
- Top 10% up to
- 8.99%
- Banks, typical
- 13.74%
- Credit unions, typical
- 10.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches