Credit union · NCUA insured
Hawaii Schools FCU
A $76.7M credit union headquartered in Honolulu, HI, with 3,352 members and 1 branch in Hawaii.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: not enough terms or balances published to score. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—5.00%Needs another account or monthly activityCD rates →
- Savings—5.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hawaii Schools FCU
Founded in 1936 as Oahu Teachers No. 2 Federal Credit Union by ten educators, Hawaii Schools Federal Credit Union is headquartered in Honolulu, Hawaii.
The member-owned financial cooperative focuses on serving employees, retirees, and students involved with public education in Hawaii.
- Headquarters
- 233 Vineyard St, Honolulu, HI 96813-2446
- NCUA charter
- 1785
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Any employee or retiree of the Hawaii Federation of Teachers.
- Any employee or retiree of the Hawaii State Teachers Association (HSTA).
- Any employee or retiree of the National Education Association.
Military, government and schools
- Any member of the State of Hawaii's Board of Education.
- Any employee or retiree of the State of Hawaii's Department of Education.
- Any student or participant of any school, program, or facility operated by the State of Hawaii's Department of Education, including all public and public charter schools (K-12).
2 more ways to join
Military, government and schools
- Any student or participant of any education and activity program conducted on public school campuses, such as the A+ after school program and after school language programs.
Family and household
- Immediate family members (parent, grandparent, spouse, sibling, child, grandchild) or household members of any qualifying individual.
Branches
1 branch in Hawaii
Loading map…
Hawaii
1 branch
- MainMain office233 Vineyard St, Honolulu, HI 96813Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.24% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.18% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.82% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $34 | $59 | — |
- CapitalNet worth ratio13.24%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.18%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.82%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$34Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hawaii Schools FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.