Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 31 in Grand Rapids, MI metro · median 10.99% APR
- 10.99%APRas low as
Terms
Non-variable APR as low as 10.99%. Credit limit ranges from $200 to $30,000. Rates are based on credit score and underwriting requirements.
Credit card score 77 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Variable rate as low as Prime plus 3.99% APR. Rate based upon creditworthiness and underwriting standards.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Rates as low as 11.00% APR. Credit is subject to approval. Rate is subject to change and may vary based on creditworthiness. Must qualify for membership.
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Rates as low as 11.75% APR. Rates may vary based on credit history, term, and collateral. No annual fee.
Credit card score 74 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Approval and rates based on credit worthiness.
Credit card score 72 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Community Choice Credit UnionCommunity Choice Platinum Mastercard · No annual fee
Credit union · 1 branch
12.24%APRas low asTerms
Rate is variable and based on creditworthiness, approximate term, and security offered. No annual fee and no balance transfer fee.
Credit card score 71 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.46%APRas low as
Terms
Variable term. Rates and terms determined by member's credit worthiness and collateral value.
Credit card score 71 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
25-day grace period on all purchases
Credit card score 70 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - Michigan First Credit UnionMichigan First Rewards Mastercard · No annual fee
Credit union · 6 branches
12.74%APRas low asTerms
Standard APR as low as 12.74% based on credit score. Max credit limit $25,000.
Credit card score 69 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - Michigan One Community Credit UnionM1 CU Rewards Credit Card · No annual fee
Credit union · 4 branches
12.90%APRas low asTerms
APR as low as; rate may be higher depending on your credit history, loan purpose, amount, and/or term. Rates and loan terms are based on creditworthiness. Fixed interest rates.
Credit card score 67 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Variable rate as low as 13.00% APR based on market conditions and/or creditworthiness. No balance transfer fee.
Credit card score 66 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as
Terms
Save on purchases. Variable APR as low as 14.00%. Subject to approval based on creditworthiness. No annual fee. Foreign transaction fee 2.00%.
Credit card score 63 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 15.75%APRas low as
Terms
Fixed rate on purchases. No transaction fee for purchases. 25 day grace period for repayment of balance for purchases.
Credit card score 61 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Grand Rapids, MI metro
31 banks and credit unions · checked Oct 5–17
- Typical
- 10.99%
- Top 10% up to
- 8.99%
- Banks, typical
- 18.86%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Grand Rapids, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Meijer Credit UnionCredit union · 3 branches
- North Central Area Credit UnionCredit union · 1 branch
- KCCUCredit union · 1 branch