Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 73 in Dallas, TX metro · median 11.95% APR
- 11.20%APRas low as · up to 18.00%
11.20% APR, up to 18.00%
Terms
Regular variable APR dependent upon credit rating and other factors; varies with market based on prime rate.
Credit card score 77 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 17.80%
11.50% APR, up to 17.80%
Credit card score 75 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as
Credit card score 75 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.65%APRas low as
Terms
Beacon Score 740+. 25-day grace period.
Credit card score 75 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
25-day grace period on purchases if balance paid in full by due date.
Credit card score 73 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Ongoing standard purchase APR.
Credit card score 73 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 11.95%APRas low as
Terms
Variable - Prime plus 4.95% - 18.00%. 3% minimum payment due each month. Annual Percentage Rate based on credit score.
Credit card score 73 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as · up to 17.90%
12.40% APR, up to 17.90%
Terms
Purchases APR. Based on creditworthiness; variable with prime rate. Balance transfer fee: None.
Credit card score 71 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Rates as low as 12.50% APR; rates may vary. 25-day grace period. No annual fee.
Credit card score 70 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Standard rate thereafter
Credit card score 67 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.96%APRas low as
Credit card score 67 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Variable Rate. Rates as low as 12.99% APR*. Late fee up to $25. Returned payment fee up to $25. Average daily balance including new purchases.
Credit card score 67 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - Natural Resources Conservation Service FCUMasterCard® Credit Cards · No annual fee
Credit union · 1 branch
13.00%APRas low as · up to 17.00%13.00% APR, up to 17.00%
Terms
Revolving term. Risk Based Rates: Annual Percentage Rate based on term of loan and creditworthiness.
Credit card score 66 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 18.00%
13.49% APR, up to 18.00%
Terms
After the first 12 months, 13.49% to 18% Variable APR on purchases based on creditworthiness. Variable APR will not exceed 18%.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Dallas, TX metro
73 banks and credit unions · checked Oct 16–22
- Typical
- 11.95%
- Top 10% up to
- 9.90%
- Banks, typical
- 14.24%
- Credit unions, typical
- 10.95%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches