Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 167 in Texas · median 10.65% APR
- 8.00%APRas low as
Terms
Rates As Low As Prime +1.00%*. Maximum rate on all categories - 18% APR*.
Credit card score 93 · Carrot Score 97
Rate checked · Credit cards rates on its site
More details - 8.50%APRas low as
Terms
Fixed rate for purchases, cash advances, and balance transfers. No cash advance fee.
Credit card score 89 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Fixed APR for purchases. 25-day grace period for purchases.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Variable APR as low as 8.9% based on creditworthiness. Features a 25-day grace period and no annual fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Rates shown are as low as and based on creditworthiness; credit approval required.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Purchase rate.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
More details - Southwest Research Center Federal Credit UnionPlatinum Mastercard · No annual fee
Credit union · 2 branches
8.90%APRas low asTerms
APR as low as 8.9%. No annual fee. No cash advance fee. 25-day grace period. No minimum finance charge. No transaction fee for purchases. No over-the-limit fee. No balance transfer fee.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as
Terms
Rates starting as low as 8.99% APR. No annual fees and no balance transfer fee. Credit card limits starting at $3,000. APR is based on creditworthiness criteria.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Standard non-variable APR for purchases, balance transfers, and cash advances based on creditworthiness/FICO score. Rates are current as of 07/01/2015 and subject to change.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 16.99%
8.99% APR, up to 16.99%
Terms
Fixed APR determined when account is opened, based on creditworthiness and underwriting guidelines.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 19.99%
8.99% APR, up to 19.99%
Terms
Ongoing variable APR based on Prime Rate plus a margin ranging from 1.99% to 12.99% based on credit standing. Applies to purchases, balance transfers, and cash advances.
Credit card score 88 · Carrot Score 91
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 14.99%
8.99% APR, up to 14.99%
Terms
APR is based on individual creditworthiness at time of advance and personal credit score. No annual fee.
Credit card score 88 · Carrot Score 95
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as
Terms
Fixed APR as low as 8.99% based on creditworthiness. No annual fee.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Texas
167 banks and credit unions · checked Nov 6–7
- Typical
- 10.65%
- Top 10% up to
- 8.74%
- Credit unions, typical
- 10.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Rio Grande Valley Credit UnionCredit union · 5 branches
- Harris County Federal Credit UnionCredit union · 1 branch
- Scott and White Employees CUCredit union · 1 branch