Credit union · NCUA insured
Aspire Credit Union Credit Card Rates
Aspire Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Aspire Credit Union’s credit card rates compare
Compared with banks and credit unions near Lufkin, TX, where Aspire Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Aspire Credit Union
8.90%APR
- Up to
- —
Mastercard Platinum
Lowest rate
GENCO Federal Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
East Texas Professional Credit Union
7.95%APR
- Up to
- 17.95% APR
Aspire Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Aspire Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Platinum
Subject to credit approval. NO annual fee, fixed rates, and 25-day grace period. UChoose Rewards points earned on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed APR for purchases. 25-day grace period for purchases. |
Sources (2)
All captured Oct 6, 2026
Mastercard Standard
Subject to credit approval. NO annual fee, fixed rates, and 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed APR for purchases. 25-day grace period for purchases. |
Sources (2)
All captured Oct 6, 2026
Who can join Aspire Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.