Credit union · NCUA insured
Southwest Research Center Federal Credit Union Credit Card Rates
Southwest Research Center Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Southwest Research Center Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near San Antonio, TX, where Southwest Research Center Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Southwest Research Center Federal Credit Union
8.90%APR
Platinum Mastercard
Lowest rate
CPS IBEW FCU
8.90%APR
3rd-lowest rate
Pinnacle Bank
9.99%APR
Southwest Research Center Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southwest Research Center Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Gold
All rates, terms and conditions subject to change without notice and subject to credit qualifying criteria. 25-day grace period on purchases. No fee cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.40% | None | APR as low as 13.4%. No annual fee. No fee cash advances. 25-day grace period on purchases. |
Mastercard Rewards
All rates, terms and conditions subject to change without notice and subject to credit qualifying criteria.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.50%–18.00% | None | APR 14.5%-18.0%. No annual fee. No cash advance fee. 25-day grace period. No minimum finance charge. No over-the-limit fee. *Reward points not awarded on balance transfers. |
Platinum Mastercard
All rates, terms and conditions subject to change without notice and subject to credit qualifying criteria. Certain restrictions apply. Credit line up to $30,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | APR as low as 8.9%. No annual fee. No cash advance fee. 25-day grace period. No minimum finance charge. No transaction fee for purchases. No over-the-limit fee. No balance transfer fee. |
Who can join Southwest Research Center Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the defined investment area in San Antonio, Texas.
Employers and groups
- Employees and members of select employee groups, organizations, and entities.
Family and household
- Eligible family members (parent, sibling, grandparent, spouse, step sibling, grandchildren, children, step children, adopted children, legal guardian, step parents, domestic partners) of any eligible individual.
Cost to join
- A deposit of $5 into a share (savings) account is required to establish membership.
Membership information collected October 5, 2026.