Credit union · NCUA insured
Southwest Financial Federal Credit Union Credit Card Rates
Top CarrotSouthwest Financial Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Southwest Financial Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Southwest Financial Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Southwest Financial Federal Credit Union
8.99%APR
Platinum VISA
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Southwest Financial Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southwest Financial Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum VISA
No annual fees, no balance transfer fees, no cash advance fees. Fixed APR for purchases and cash advances based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Rates for loans effective as of May 1, 2026. APR as low as 8.99% (ranges from 8.99% - 17.99% based on creditworthiness and card type). Fixed APR for purchases and cash advances. No annual fees, no balance transfer fees, no cash advance fees. |
Rewards VISA
No annual fees, no balance transfer fees, no cash advance fees. Fixed APR for purchases and cash advances based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Rates for loans effective as of May 1, 2026. Fixed APR for purchases and cash advances. No annual fees, no balance transfer fees, no cash advance fees. |
Who can join Southwest Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of an affiliated company.
Family and household
- Membership is open to immediate family members of an employee of an affiliated company or of a current member.
Cost to join
- Opening a savings account requires a $25 deposit.
Membership information collected October 5, 2026.