Credit union · NCUA insured
Old Ocean Federal Credit Union Credit Card Rates
Top CarrotOld Ocean Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Old Ocean Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where Old Ocean Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Old Ocean Federal Credit Union
8.90%APR
- Annual fee
- None
Visa Platinum Credit Card
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
Old Ocean Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Old Ocean Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Available to members in Sweeny, West Columbia, Brazosport, Old Ocean, and Brazoria County, Texas.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | — |
Sources (2)
All captured Oct 6, 2026
Who can join Old Ocean Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to Texas residents who live, work, or worship in Brazoria County.
Membership information collected October 5, 2026.