Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 91–105 of 140 in Pennsylvania · median 10.00% APR
- 10.90%APRas low as · up to 10.99%
10.90% APR, up to 10.99%
Terms
Stated as 10.99% APR on Credit Card Rates table (p6) and 10.9% on Purchases with No Annual Fee (p14).
Credit card score 79 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as
Terms
Fixed APR.
Credit card score 79 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - Visionary Federal Credit UnionVISA® Platinum Rewards Credit Card · No annual fee
Credit union · 1 branch
10.90%APRas low asTerms
As low as 10.90% APR with no annual fee.
Credit card score 79 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as
Terms
Fixed APR as low as 10.99% for purchases based upon borrower's credit worthiness. 25-day grace period.
Credit card score 78 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as · up to 17.99%
10.99% APR, up to 17.99%
Terms
Variable APR based on creditworthiness. Calculated by adding a margin of 3.99% to 14.99% to the Prime Rate. Maximum APR is 17.99%.
Credit card score 78 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as
Terms
Revolving terms. Rates starting at / as low as 10.99%. Rate based on creditworthiness.
Credit card score 78 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as · up to 18.00%
10.99% APR, up to 18.00%
Credit card score 78 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 11.00%APRas low as
Terms
Standard rate: Wall Street Journal Prime Rate plus 4.00%. No annual fee, no balance transfer fee.
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
More details - 11.24%APRas low as · up to 17.99%
11.24% APR, up to 17.99%
Terms
Based on creditworthiness. Variable APR based on Prime Rate.
Credit card score 77 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 11.24%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Adjusted quarterly. APR is variable and will vary with the market based on the Prime Rate. Excludes the 1.00% discount for automatic payments from an Active Checking Account.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 11.49%APRas low aswith conditions
This rate needs autopay.
Terms
Purchase APR as low as Prime + 4.49%. As low as rates include an autopay discount where applicable.
Credit card score 76 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 11.50%APRas low as
Terms
Variable APR based on Prime + 4.50% (changes quarterly). Current APR for purchases and cash advances is Prime + 4.50% APR (11.25%). Average daily balance method including new purchases. 25-day grace period for purchases. $0 cash advance fee, $0 balance transfer fee, $0 annual fee.
Credit card score 76 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 11.50%APRas low as · up to 17.99%
11.50% APR, up to 17.99%
Terms
Variable rate varies from 11.50% to 17.99% APR based on one's credit at account opening and whether the rewards option is chosen
Credit card score 76 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 11.74%APRas low as
Terms
Variable APR. Current rates range from 11.99% APR to 18.00% APR. No annual fee. No higher interest rate for completing a cash advance.
Credit card score 75 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 11.74%APRas low as · up to 21.75%
11.74% APR, up to 21.75%
Terms
As low as 12.65% APR. Variable rate based on Prime Rate plus margin ranging from 4.74% to 14.75%; maximum rate 18.00%.
Credit card score 75 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Pennsylvania
140 banks and credit unions · checked Nov 6–7
- Typical
- 10.00%
- Top 10% up to
- 8.99%
- Credit unions, typical
- 10.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- APCI Federal Credit UnionCredit union · 1 branch
- Corner PostCredit union · 1 branch