Credit union · NCUA insured
Patriot Federal Credit Union Credit Card Rates
Top CarrotPatriot Federal Credit Union credit cards start at 11.24% APR on purchases, after any introductory rate. Rates checked October 23, 2026.
How Patriot Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Chambersburg, PA, where Patriot Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Patriot Federal Credit Union
11.24%APR
- Up to
- 18.24% APR
Platinum Visa Credit Card
Lowest rate
1st Ed Credit Union
9.50%APR
- Up to
- —
3rd-lowest rate
M&T Bank
13.74%APR
- Up to
- 20.74% APR
Patriot Federal Credit Union credit card score
76
Credit card score
Higher than 42% of U.S. banks and credit unions
- Purchase APRPurchase APR11.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Patriot Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Rewards Visa Credit Card
No annual or balance transfer fees. Earn 1.5% reward on qualifying net purchase transactions. For California Borrowers, credit extended under this credit card account is secured by personal property and money.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99%–17.99% | None | When you open your account, based on your creditworthiness. Variable APR based on Prime Rate. |
Sources (2)
All captured Oct 23, 2026
Platinum Visa Credit Card
No annual or balance transfer fees. For California Borrowers, credit extended under this credit card account is secured by personal property and money.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99%–17.99% | None | When you open your account, based on your creditworthiness. Variable APR based on Prime Rate. |
Sources (2)
All captured Oct 23, 2026
Secured Visa Credit Card
No annual or balance transfer fees. Secured credit card to build or rebuild credit. For California Borrowers, credit extended under this credit card account is secured by personal property and money.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Variable APR based on Prime Rate. |
Sources (2)
All captured Oct 23, 2026
Who can join Patriot Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.