Credit union · NCUA insured
Reliance FCU Credit Card Rates
Reliance FCU credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Reliance FCU’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Reliance FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Reliance FCU
10.90%APR
- Up to
- 10.99% APR
RFCU Visa Platinum
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Up to
- 17.99% APR
Reliance FCU credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Reliance FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
RFCU Visa Classic
Credit limit $300-$4,900 (p6) or beginning at $500 (p14). 25-Day Grace Period (no interest charges). No Annual Fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90%–12.99% | None | Stated as 12.99% APR on Credit Card Rates table (p6) and 12.9% on Purchases with No Annual Fee (p14). |
| Ongoing | 9.90% | None | 9.9% on Cash Advances. No Annual Fee. |
| Ongoing | 6.99% | None | 2026 Balance Transfer Promotion: 6.99% promotional rate on transferred balance until paid in full. |
RFCU Visa Platinum
Credit limits available from $5,000 and up. 25-Day Grace Period (no interest charges). No Annual Fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–10.99% | None | Stated as 10.99% APR on Credit Card Rates table (p6) and 10.9% on Purchases with No Annual Fee (p14). |
| Ongoing | 9.90% | None | 9.9% on Cash Advances. No Annual Fee. |
| Ongoing | 6.99% | None | 2026 Balance Transfer Promotion: 6.99% promotional rate on transferred balance until paid in full. |
Secured Visa
Limit is determined by the amount of deposits pledged. 25-Day Grace Period. No Annual Fee. Great for members just beginning to establish credit or with past credit problems.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.90% | None | 16.9% on Purchases with No Annual Fee. Listed as Contact Us on p6 rate table. |
| Ongoing | 9.90% | None | 9.9% on Cash Advances. No Annual Fee. |
Who can join Reliance FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or studies in the Philadelphia or Greater Philadelphia Area (including Conshohocken, East Norriton, King of Prussia, and Norristown) is eligible for membership.
Employers and groups
- Employees at select employer groups (including Arnold's Family Fun Center, Oaks Center Cinema, and American Treasure Tour Museum in Oaks, PA) are eligible for membership.
Family and household
- Anyone who is a family member of a current Reliance FCU member is eligible for membership regardless of geographic location.
Other ways
- All community members or frequent attendees of Eddystone United Methodist Church are eligible for membership.
- Individuals who have visited Arnold's Family Fun Center (Oaks, PA) starting January 1st, 2026 are eligible for membership.
Membership information collected October 5, 2026.