Credit union · NCUA insured
Horizon Federal Credit Union Credit Card Rates
Horizon Federal Credit Union credit cards start at 11.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Horizon Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Williamsport, PA, where Horizon Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Horizon Federal Credit Union
11.00%APR
- Up to
- —
Low Rate Card
Lowest rate
West Branch Valley Federal Credit Union
9.99%APR
- Up to
- —
2nd-lowest rate
Wyrope Williamsport FCU
9.99%APR
- Up to
- 15.49% APR
Horizon Federal Credit Union credit card score
77
Credit card score
Higher than 43% of U.S. banks and credit unions
- Purchase APRPurchase APR11.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Horizon Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Card
Adjustable rate based on Wall Street Journal Prime Rate plus 9.00%. Card program may qualify for a significantly lower 12-month introductory rate. Membership eligibility required. APR can vary based on creditworthiness, terms of loan, and relationship with credit union. Minimum payment of 2% of the balance or $25, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | Standard rate: Wall Street Journal Prime Rate plus 9.00%. No annual fee, no balance transfer fee. |
| Intro, 12 months | 1.99% | None | Introductory balance transfer rate applied for the first 12 billing cycles; reverts to standard card rate after 12 billing cycles. No balance transfer fees, no minimum transfer amount. No annual fee. |
Sources (3)
All captured Oct 16, 2026
Low Rate Card
Adjustable rate based on Wall Street Journal Prime Rate plus 4.00%. Card program may qualify for a significantly lower 12-month introductory rate. Membership eligibility required. APR can vary based on creditworthiness, terms of loan, and relationship with credit union. Minimum payment of 2% of the balance or $25, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | Standard rate: Wall Street Journal Prime Rate plus 4.00%. No annual fee, no balance transfer fee. |
| Intro, 12 months | 1.99% | None | Introductory balance transfer rate applied for the first 12 billing cycles; reverts to standard card rate after 12 billing cycles. No balance transfer fees, no minimum transfer amount. No annual fee. |
Sources (3)
All captured Oct 16, 2026
Secured Card
Adjusted rate based on the Wall Street Journal Prime Rate plus 12.00%. Annual Percentage Rate may vary.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | $25 | Foreign Transaction Fee of 1%. Standard rate based on WSJ Prime plus 12.00%. |
Who can join Horizon Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.