Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–23 of 23 in Montana · median 11.74% APR
- 12.65%APRas low as · up to 21.25%
12.65% APR, up to 21.25%
Terms
APR is 12.65% to 21.25% when you open your account; after that, APR will vary with the market based on the prime rate. Rate is based on credit qualification and the VISA Credit Card selected. No interest charged on purchases if entire new purchase balance is paid by the due date each month.
Credit card score 70 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Terms
Monthly periodic rate of 1.0750%. 25-day grace period on new purchases if Total New Balance is paid in full.
Credit card score 68 · Carrot Score 61
Rate checked · Credit cards rates on its site
More details - Mountain West Federal Credit UnionThe Mountain West Visa Credit Card · No annual fee
Credit union · 2 branches
12.90%APRas low asTerms
Fixed 12.9% APR applies to purchases, balance transfers, and cash advances. Grace period is a minimum of 25 days on purchases.
Credit card score 68 · Carrot Score 68
Rate checked · Credit cards rates on its site
More details - 13.00%APRas low as
Terms
Revolving term. The APR is a variable rate and may increase or decrease quarterly based on the Prime Rate. Minimum Payment Requirement is 3% of the outstanding balance, subject to a minimum of $25.00.
Credit card score 66 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 13.00%APRas low as
Terms
Adjustable rate. Rates subject to credit approval. Variable rate loans APR may vary after the account is opened. Maximum APR for consumer loans is 18%. $25.00 Share Savings deposit required.
Credit card score 66 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 13.90%APRas low as
Terms
APR as low as 13.90%, depending on your credit score. No fees for maintenance, set-up, balance transfers, or cash advances.
Credit card score 64 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as
Terms
Fixed rate of 13.99% APR; no annual fee; cash advances are not charged at a higher interest rate.
Credit card score 64 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details - 14.00%APRas low as · up to 18.25%
14.00% APR, up to 18.25%
Terms
Standard variable APR based on Prime Rate plus a margin determined at application based on creditworthiness. Applies after the introductory period. If default occurs, APR increases to 18.00%.
Credit card score 63 · Carrot Score 62
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Montana
23 banks and credit unions · checked Nov 5–13
- Typical
- 11.74%
- Top 10% up to
- 9.90%
- Credit unions, typical
- 11.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Montana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 11 branches
- Montana Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 2 branches