Credit union · NCUA insured
1st Liberty Federal Credit Union Credit Card Rates
Top Carrot1st Liberty Federal Credit Union credit cards start at 13.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How 1st Liberty Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Great Falls, MT, where 1st Liberty Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
1st Liberty Federal Credit Union
13.00%APR
- Up to
- —
1st Liberty Credit Card
Lowest rate
Clearwater Credit Union
11.00%APR
- Up to
- 18.00% APR
2nd-lowest rate
Montana Credit Union
11.90%APR
- Up to
- —
1st Liberty Federal Credit Union credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 1st Liberty Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
1st Liberty Credit Card
Safely and securely maintain credit while getting rewarded for purchases. No annual fees, no balance transfer fee, no application fee, no cash advance fee. Digital wallet capabilities, earn rewards with uChoose Rewards, receive security alerts and notifications.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | Revolving term. The APR is a variable rate and may increase or decrease quarterly based on the Prime Rate. Minimum Payment Requirement is 3% of the outstanding balance, subject to a minimum of $25.00. |
Sources (1)
- 1stliberty.org/borrow/credit-cards · captured Oct 4, 2026
Who can join 1st Liberty Federal Credit Union
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