Credit union · NCUA insured
Community 1st Credit Union Credit Card Rates
Community 1st Credit Union credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Community 1st Credit Union’s credit card rates compare
Compared with banks and credit unions in Montana, where Community 1st Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Community 1st Credit Union
13.99%APR
- Up to
- —
Community 1st Visa® Credit Card
Lowest rate
Black Hills Federal Credit Union
7.75%APR
- Up to
- —
2nd-lowest rate
Altana Federal Credit Union
7.95%APR
- Up to
- 17.90% APR
Community 1st Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community 1st Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Community 1st Visa® Credit Card
Accepted worldwide; cash advances are not charged at a higher interest rate; payments can be made at local credit union office or online from another Community 1st account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | Fixed rate of 13.99% APR; no annual fee; cash advances are not charged at a higher interest rate. |
Sources (1)
- c1stfcu.com/services · captured Oct 7, 2026
Who can join Community 1st Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership includes residents of the community charter area encompassing Custer, Rosebud, Garfield, Powder River, and Prairie counties.
Membership information collected October 4, 2026.