Credit union · NCUA insured
Black Hills Federal Credit Union Credit Card Rates
Top CarrotBlack Hills Federal Credit Union credit cards start at 7.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Black Hills Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Rapid City, SD, where Black Hills Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Black Hills Federal Credit Union
7.75%APR
- Up to
- —
Visa Traditional Credit Card
Lowest rate
Aspen Federal Credit Union
7.00%APR
- Up to
- 11.90% APR
3rd-lowest rate
Dakota Star Federal Credit Union
8.50%APR
- Up to
- —
Black Hills Federal Credit Union credit card score
95
Credit card score
Higher than 97% of U.S. banks and credit unions
- Purchase APRPurchase APR7.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Black Hills Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Cash Back Credit Card
Membership required. Cash advances incur finance charges beginning on the date of posting. Cash back is redeemable in $25 increments.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | APR as low as 13.90%, depending on your credit score. No fees for maintenance, set-up, balance transfers or cash advances. Cash advances incur finance charges beginning on date of posting. |
| Ongoing | 2.90% | None | New Card Holder Promotion: Balance Transfer rate 2.90% APR. Available to primary members who have not had an open credit card loan or balance within the last 18 months. Subject to credit approval. |
Sources (1)
- bhfcu.com/save-spend/personal/…sa-cash-back-credit-card · captured Oct 22, 2026
Visa Signature Rewards Credit Card
Membership required. Cash advances incur finance charges beginning on the date of posting. Earn points redeemable through ScoreCard Rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.90% | None | APR as low as 15.90%, depending on your credit score. No fees for maintenance, set-up, balance transfers or cash advances. Cash advances incur finance charges beginning on date of posting. |
| Intro, 12 months | 2.90% | None | New Card Holder Promotion: Balance Transfer Rate 2.90% APR is good for the first 12 months after the initial open date. |
Sources (1)
- bhfcu.com/save-spend/personal/…ture-rewards-credit-card · captured Oct 22, 2026
Visa Traditional Credit Card
Membership required. Cash advances incur finance charges beginning on the date of posting.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.75% | None | APR as low as 7.75%, depending on your credit score. No annual fee, no cash advance fee, no balance transfer fee. Cash advances incur finance charges beginning on date of posting. |
| Intro, 12 months | 2.90% | None | New Card Holder Promotion: Balance Transfer Rate 2.90% APR is good for the first 12 months after the initial open date. No balance transfer fee. |
Sources (1)
- bhfcu.com/save-spend/personal/…-traditional-credit-card · captured Oct 22, 2026
Who can join Black Hills Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.