Credit union · NCUA insured
Family First FCU Credit Card Rates
Family First FCU credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Family First FCU’s credit card rates compare
Compared with banks and credit unions near Great Falls, MT, where Family First FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Family First FCU
12.90%APR
- Up to
- —
Visa Credit Card
Lowest rate
Clearwater Credit Union
11.00%APR
- Up to
- 18.00% APR
2nd-lowest rate
Montana Credit Union
11.90%APR
- Up to
- —
Family First FCU credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Family First FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
NO ANNUAL FEE; 25-day grace period on purchases; no hidden fees; cash advances are the same rate as a regular charge. Minimum payment is 3.0% of Total New Balance or $25.00, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Monthly periodic rate of 1.0750%, corresponding to an ANNUAL PERCENTAGE RATE of 12.9%. 25-day grace period from statement closing date. |
Sources (3)
- familyfirstfcu.org/rates
- familyfirstfcu.org/credit-card
- familyfirstfcu.org/disclosure-visa-credit-card-agreement
All captured Oct 22, 2026
Who can join Family First FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.