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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location

Top credit card rates

Showing 31–45 of 134 in Michigan · median 9.99% APR

  1. Top Carrot, Carrot Score 92
    North Central Area Credit UnionNon-Rewards · No annual fee

    Credit union · 7 branches

    8.99%APRas low as
  2. Top Carrot, Carrot Score 95
    Port City Credit UnionVISA Platinum Credit Card · No annual fee

    Credit union · 1 branch

    8.99%APRas low as
  3. Top Carrot, Carrot Score 93
    Sunrise Family Credit UnionGold MasterCard · No annual fee

    Credit union · 3 branches

    8.99%APRas low as · up to 17.99%
  4. TCUComplete Credit Card · No annual fee

    Credit union · 3 branches

    8.99%APRas low as
  5. Top Carrot, Carrot Score 87
    University of Michigan Credit UnionVisa® Platinum Optimum · No annual fee

    Credit union · 15 branches

    8.99%APRas low as · up to 14.99%
  6. Top Carrot, Carrot Score 88
    HPC Credit UnionVISA Platinum · No annual fee

    Credit union · 3 branches

    9.00%APRas low as
  7. Top Carrot, Carrot Score 89
    Dort Financial Credit UnionVisa Platinum Credit Card · No annual fee

    Credit union · 13 branches

    9.50%APRas low as
  8. Top Carrot, Carrot Score 94
    U.P. State Credit UnionVISA Classic Credit Card · No annual fee

    Credit union · 6 branches

    9.50%APRas low as
  9. Top Carrot, Carrot Score 87
    Ukrainian Selfreliance MI FCUVISA - PLATINUM PREFERRED · No annual fee

    Credit union · 2 branches

    9.50%APRas low as
  10. Top Carrot, Carrot Score 91
    Walled Lake Schools Federal Credit UnionVisa Gold Credit Card · No annual fee

    Credit union · 1 branch

    9.50%APRas low as
  11. Top Carrot, Carrot Score 88
    Members First Credit UnionPlatinum Visa® · No annual fee

    Credit union · 11 branches

    9.59%APRas low as · up to 17.90%
  12. CoVantage Credit UnionGreat Rate Visa Credit Card · No annual fee

    Credit union · 3 branches

    9.74%APRas low as
  13. Top Carrot, Carrot Score 88
    Arbor Financial Credit UnionAdvantage Visa Card · No annual fee

    Credit union · 12 branches

    9.75%APRas low as
  14. Top Carrot, Carrot Score 89
    Lake Michigan Credit UnionPrime Platinum Visa Credit Card · No annual fee

    Credit union · 53 branches

    9.75%APRas low as · up to 17.75%
  15. Michigan Schools & Government Credit UnionTitanium Visa Credit Card · No annual fee

    Credit union · 24 branches

    9.75%APRas low as

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Michigan

134 banks and credit unions · checked Nov 6–7

Typical
9.99%
Top 10% up to
8.90%
Credit unions, typical
9.99%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Great Lakes First Federal Credit UnionCredit union · 2 branches
  3. Dow Credit UnionCredit union · 2 branches
See all ranked institutions

Credit card rates by state