Credit union · NCUA insured
Members First Credit Union Credit Card Rates
Top CarrotMembers First Credit Union credit cards start at 9.59% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Members First Credit Union’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Members First Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members First Credit Union
9.59%APR
- Up to
- 17.90% APR
Platinum Visa®
Lowest rate
River Valley Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
Muskegon Federal Credit Union
7.90%APR
- Up to
- —
Members First Credit Union credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.59%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members First Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa®
Open-end line of credit up to $30,000. Rates are fixed, subject to change, and determined by creditworthiness and qualifications. No annual fees or over limit fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.59%–17.90% | None | Fixed APR based on creditworthiness. Credit line up to $30,000. |
Rewards Visa®
Open-end line of credit up to $30,000. Rates are fixed, subject to change, and determined by creditworthiness and qualifications. No annual fees or over limit fees. 1% rewards points on everyday purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.59%–15.90% | None | Fixed APR based on creditworthiness. Credit line up to $30,000. |
Share Secured Visa®
Card is secured by funds in account placed on hold while active. Open-end line of credit up to $10,000. Rates are fixed, subject to change, and determined by creditworthiness and qualifications. No annual fees or over limit fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.75% | None | Secured by funds in account on hold. Listed as low as, actual rate based on credit. Credit line up to $10,000. |
Who can join Members First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, attend school or worship within any county in the State of Michigan are eligible to join.
Family and household
- Persons in the immediate family of existing members are eligible to join.
Cost to join
- Opening a primary savings account requires a $5 minimum opening deposit to signify part ownership.
Membership information collected October 5, 2026.