Credit union · NCUA insured
TCU Credit Card Rates
TCU credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked November 6, 2026.
How TCU’s credit card rates compare
Ongoing purchase APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
TCU
8.99%APR
Complete Credit Card
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Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Complete Credit Card
Rates, terms, and amounts borrowed are dependent on credit, collateral, and loan type. Other terms and conditions may apply. Complete Cards payment is 2% of balance. Balance transfers are -1% from regular rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Diamond / A credit score. Payment 2% of balance. |
| Ongoing | 10.99% | None | Sapphire / B credit score. Payment 2% of balance. |
| Ongoing | 12.99% | None | Emerald / C credit score or below. Payment 2% of balance. |
| Ongoing | 14.99% | None | Ruby / Secured. Payment 2% of balance. |
Sources (1)
- thornapplecu.com/rates · captured Nov 6, 2026
TCU credit card score
88
Credit card score
Higher than 85% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join TCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Barry County or counties surrounding Barry County.
Membership information collected October 5, 2026.