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Credit union · NCUA insured

University of Michigan Credit Union Credit Card Rates

University of Michigan Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How University of Michigan Credit Union’s credit card rates compare

Compared with banks and credit unions near Ann Arbor, MI, where University of Michigan Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    University of Michigan Credit Union

    8.99%APR

    Up to
    14.99% APR

    Visa® Platinum Optimum

  • Top Carrot, Carrot Score 88

    2nd-lowest rate

    Lake Michigan Credit Union

    9.75%APR

    Up to
    17.75% APR

    Lake Michigan Credit Union rates

  • Top Carrot, Carrot Score 89

    3rd-lowest rate

    Michigan Schools & Government Credit Union

    9.75%APR

    Up to
    —

    Michigan Schools & Government Credit Union rates

Compare credit card rates near you →

University of Michigan Credit Union credit card score

88

Credit card score

Higher than 82% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where University of Michigan Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join University of Michigan Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← University of Michigan Credit Union overview