Credit union · NCUA insured
Lake Michigan Credit Union Credit Card Rates
Top CarrotLake Michigan Credit Union credit cards start at 9.75% APR on purchases, after any introductory rate. Rates checked October 5, 2026.
How Lake Michigan Credit Union’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Lake Michigan Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Lake Michigan Credit Union
9.75%APR
- Up to
- 17.75% APR
Prime Platinum Visa Credit Card
Lowest rate
River Valley Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
Muskegon Federal Credit Union
7.90%APR
- Up to
- —
Lake Michigan Credit Union credit card score
87
Credit card score
Higher than 77% of U.S. banks and credit unions
- Purchase APRPurchase APR9.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lake Michigan Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Max Rewards Visa Credit Card
Requires LMCU membership with a $5 minimum balance in a member savings account. Subject to credit approval and income qualification.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50%–18.00% | None | Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee. |
| Ongoing | 13.75%–18.00% | None | Variable APR ranging from 13.75% to 18.00% depending on credit history evaluation; lowest rate featured based on credit score of 760. |
Sources (4)
- lmcu.org/rates/credit-card-loan-rates
- lmcu.org/credit-cards
- lmcu.org/credit-cards/compare-credit-cards
- lmcu.org/credit-cards/max-rewards-visa
All captured Oct 5, 2026
Prime Platinum Visa Credit Card
Requires LMCU membership with a $5 minimum balance in a member savings account. Subject to credit approval and income qualification.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.75%–17.75% | None | Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee and no teaser rates. |
| Ongoing | 10.00%–18.00% | None | Variable APR ranging from 10.00% to 18.00% depending on credit history evaluation; lowest rate featured based on credit score of 760. No promotional or teaser rates. |
Who can join Lake Michigan Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.