Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 70 in Washington, DC-VA-MD-WV metro · median 11.62% APR
- 9.90%APRas low as
Terms
APR is fixed / 'as low as'. Revolving $10,000 Max. Rate based on creditworthiness. 25-day grace period on purchases. Average daily balance method.
Credit card score 84 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Revolving term. Stated APR is the lowest rate available for qualified members; applicant's rate may be higher based on credit history.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Limit up to $25,000
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rates as low as 9.99%. Rate determined by borrower's credit score and card type. Non-variable. Credit limits up to $10,000. Same Rate for Purchases and Cash Advances. Interest-free Grace Period on Purchases. Rate reduced 2% on all balance transfers.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate subject to change; effective October 2026. Variable APR applies to purchases, balance transfers, cash advances, and convenience checks. Rates are based on creditworthiness.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as · up to 18.00%
10.00% APR, up to 18.00%
Terms
Regular Fixed Rate 10.00%--18.00% APR based on evaluation of applicant's credit at time of application. $500 credit limit. 27-day grace period for purchases. No annual fee, balance transfer fee, or cash advance fee.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as · up to 16.00%
10.00% APR, up to 16.00%
Terms
Standard variable APR based on creditworthiness and the Prime Rate. Applies to purchases, cash advances, and ongoing balance transfers.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as · up to 18.00%
10.50% APR, up to 18.00%
Terms
Variable APR for purchases and cash advances based on creditworthiness and the Prime Rate.
Credit card score 81 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 17.90%
10.74% APR, up to 17.90%
Terms
Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness; varies with market based on prime rate.
Credit card score 80 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as
Terms
Variable APR on Purchases. Rates vary based on creditworthiness. Cash back rewards (1.5%) net of returns; excludes cash purchases.
Credit card score 80 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - State Department Federal Credit UnionPlatinum Rewards Credit Card · No annual fee
Credit union · 5 branches
10.74%APRas low asTerms
Annual Percentage Rate (APR) based on evaluation of applicant's credit. Credit line minimum $500.
Credit card score 80 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rate is as low as 10.90% APR based on creditworthiness. No annual fee. No balance transfer fee.
Credit card score 79 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Fixed rate of 10.9% APR. Credit limits up to $25,000.00. Free balance transfers.
Credit card score 79 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Washington, DC-VA-MD-WV metro
70 banks and credit unions · checked Oct 16–22
- Typical
- 11.62%
- Top 10% up to
- 8.98%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches